Professional Management of Your Finances with Money iQ for iPhone 4 [Review]

 In $4.99, 3.5 Stars, Finance, iPhone Apps

Money iQ Rating: ★★★½☆

Money iQ by Sperasoft is an app designed to manage your finances not just for personal but also business use. It is a fully featured app that covers most aspects you would need to manage your money effectively.

Money iQ iPhoneYou can manage multiple accounts from the start, you can even separate accounts into groups. The app can be used to make reports of all your expenses and you can use the default categories or create your own.

There is a built in currency converter to easily convert any amounts and the rates are updated automatically. There is also an option to add location to see where you are spending your money. Thats right, it is now possible for your other half to see exactly what shops you are visiting! When you do update with transactions you can also add notes and photos to it for future reference.

I found the app was quite complicated to use with out looking at the help section first. There are so many options to choose that it just becomes difficult at first. Stick with it and it is worth while it justs takes a bit of time. Therefore I do recommend the help section as your first starting point, it covers everything  you need to know.

Your main screen is the balance screen, here you can see what your current balance is and what you have used in cash, credit cards and also what you have in your savings and investments. You can also click on that months spendings to see what you have spent.

Money iQ Professional Finance ManagementNext you have your budget section where you can set your budgets, all your accounts and then the reports of them all. Once you have started to use the app you can then back it up via email or wifi. You then have the option to restore should you need to.

The app makes it easy to keep track of your monthly expenses and budget very smoothly. With the option to create and add categories and groups when ever you need to it helps keeps bills and spending money separate and see what your money is going on.

I think the app could be a little more user friendly, a lot of people like to be able to use an app without the fuss of reading the help section first. You can do it this way, but it is as I said earlier quite complicated at the beginning so I feel that it could be improved.

It is a very effective management system for your money and one that can be used with any aspect of your finances.


  • Covers multiple accounts.
  • For business and personal use


  • Quite complicated to use at first.

$4.99 (View in iTunes)
Category: Finance
Released: Nov 10, 2010
Version: 1.0
1.0 (iOS 4.0 Tested)
3.7 MB
Language: English
Seller: Sperasoft, Inc.
© 2010 Sperasoft, Inc.
Rated 4+
Requirements:Compatible with iPhone, iPod touch, and iPad. Requires iOS 3.0 or later


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